Coverage for high-risk tree climbing, heavy machinery operation like wood chippers and stump grinders, property maintenance liabilities, and third-party property damage tailored for arborists and landscaping professionals.
Auto Services
Auto Services
Coverage for customer vehicle damage while in your care, garage liability, heavy diagnostic tools, and mechanical repair risks tailored for auto repair shops, mechanics, and mobile service providers.
Associations & Nonprofits
Associations & Nonprofits
Coverage for directors and officers liability, volunteer accidents, special fundraising events, and property protection tailored for associations and nonprofit organizations.
Business Services
Business Services
Coverage for professional liability errors and omissions, cyber data breaches, client contract disputes, and general office liabilities tailored for B2B providers, consulting firms, and administrative agencies.
Contractors & Construction
Contractors & Construction
Coverage for builders risk, job site injuries, subcontractor defaults, heavy equipment damage, and general construction liabilities tailored for general contractors, trades, and builders.
Consultants
Consultants
Coverage for professional liability errors and omissions, cyber data breaches, client contract disputes, and general office liabilities tailored for independent consultants and advisory firms.
Cultural
Cultural
Coverage for fine art collections, rare artifacts, exhibition public liability, special events, and venue property protection tailored for museums, galleries, and cultural institutions.
Education
Education
Coverage for student accidents, educator professional liability, classroom equipment damage, and public liability tailored for schools, training facilities, and educational institutions.
Energy
Energy
Coverage for oil and gas extraction, renewable energy installations, heavy utility equipment, environmental cleanup liabilities, and complex operational risks for the energy sector.
Energy
Energy
Coverage for oil and gas extraction, renewable energy installations, heavy utility equipment, environmental cleanup liabilities, and complex operational risks for the energy sector.
Events
Events
Coverage for public liability, crowd management, vendor slip-and-falls, event cancellation, and property protection tailored for concerts, festivals, and corporate gatherings.
Finance
Finance
Coverage for professional liability errors and omissions, cyber data breaches, regulatory compliance penalties, and general office liabilities tailored for financial advisors, wealth managers, and accounting firms.
Fitness
Fitness
Coverage for member injuries, equipment damage, professional liability for trainers, and general facility protection tailored for gyms, fitness studios, and personal training operations.
Health & Wellness
Health & Wellness
Coverage for malpractice liability, patient privacy breaches, clinical equipment damage, and general office liabilities tailored for healthcare providers, wellness clinics, and therapeutic practices.
Hospitality
Hospitality
Coverage for guest injuries, food contamination liability, property damage, liquor liability, and facility protection tailored for hotels, resorts, bed and breakfasts, and hospitality providers.
Livestock, Farms & Ranches
Livestock, Farms & Ranches
Coverage for livestock mortality, agricultural machinery damage, crop loss, farm liability, and outbuilding property protection tailored for livestock producers, farmers, and ranch operators.
Livestock, Farms & Ranches
Livestock, Farms & Ranches
Coverage for livestock mortality, agricultural machinery damage, crop loss, farm liability, and outbuilding property protection tailored for livestock producers, farmers, and ranch operators.
Manufacturing
Manufacturing
Coverage for product liability, machinery breakdown, supply chain interruption, industrial equipment damage, and worker safety risks tailored for manufacturing plants, fabrication facilities, and product producers.
Marketing & Advertising
Marketing & Advertising
Coverage for media liability, copyright infringement claims, client campaign errors, cyber data breaches, and general professional liabilities tailored for marketing agencies, creative studios, and advertising firms.
Media & Entertainment
Media & Entertainment
Coverage for equipment damage, production errors, talent injuries, copyright infringement claims, and public liability tailored for film crews, production companies, and entertainment studios.
Personal Care Services
Personal Care Services
Coverage for professional malpractice, chemical exposure liabilities, equipment damage, and slip-and-fall incidents tailored for salons, spas, estheticians, and personal grooming professionals.
Pet Services
Pet Services
Coverage for animal injury or loss in your care, professional pet grooming liabilities, kennel property damage, and third-party bite protection tailored for veterinarians, groomers, dog walkers, and pet boarding facilities.
Professional Services
Professional Services
Coverage for professional liability errors and omissions, cyber data breaches, client contract disputes, and general office liabilities tailored for professional service providers, consulting practices, and advisory firms.
Professional Services
Professional Services
Coverage for professional liability errors and omissions, cyber data breaches, client contract disputes, and general office liabilities tailored for professional service providers, consulting practices, and advisory firms.
Publishers & Printers
Publishers & Printers
Coverage for copyright infringement claims, media liability, printing press equipment breakdown, distribution interruption, and facility protection tailored for book publishers, commercial printers, and media publishing houses.
Real Estate & Related
Real Estate & Related
Coverage for errors and omissions, property management liabilities, tenant discrimination claims, open house injuries, and facility protection tailored for real estate agents, brokers, and property management firms.
Restaurants & Food
Restaurants & Food
Coverage for food contamination liability, slip-and-fall injuries, commercial kitchen equipment breakdown, liquor liability, and spoilage protection tailored for restaurants, cafes, caterers, and food service providers.
Retail
Retail
Coverage for inventory loss, slip-and-fall injuries, product liability, property damage, and business interruption tailored for boutique shops, retail stores, and e-commerce merchants.
Technology
Technology
Coverage for technology errors and omissions, cyber data breaches, intellectual property infringement, and general office liabilities tailored for software developers, IT service providers, and tech startups.
Therapy & Counseling
Therapy & Counseling
Coverage for professional liability malpractice, client confidentiality breaches, mental health professional errors and omissions, and office liability tailored for psychologists, therapists, counselors, and social work practices.
Therapy & Counseling
Therapy & Counseling
Coverage for professional liability malpractice, client confidentiality breaches, mental health professional errors and omissions, and office liability tailored for psychologists, therapists, counselors, and social work practices.
Wholesale & Distribution
Wholesale & Distribution
Coverage for transit and cargo loss, warehouse inventory damage, product liability, supply chain interruption, and general facility protection tailored for wholesale suppliers, distributors, and logistics-driven enterprises.
Trucking
Trucking
Coverage for commercial auto liability, motor truck cargo loss, physical damage to tractors and trailers, non-trucking liability, and occupational accident protection tailored for owner-operators, trucking fleets, and freight transport businesses.
