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Asset Protection

Every business, whether you’re a Fortune 1000 or a small business, has assets that are important to the continued success of your operation. No one wants the unexpected or even the expected to threaten those assets, but the fact is they need to be protected everyday 24×7, 365 days a year.

At DSC we understand the importance of protecting assets whether they are tangible, intangible or simply the health and safety of your employees, clients, and other stakeholders; which tend to be the most important assets. We help you protect these assets and the value of your operation with various insurance/risk transfer tools and merge this with a unique blend of risk avoidance, cost mitigation and business continuity tools.

Some of the asset protection tools we help you take advantage of include:

  • Insurance Services (Risk Transfer)
  • Risk Management
  • Alternative Risk Financing
  • Claims Services
  • Life and Healthcare Protection
  • Medical Cost Containment
  • Business Continuity Planning
  • Etc.

Risk Transfer (Property & Casualty Insurance)

One of the most effective and cost efficient tools to protect your business from a loss is to transfer that risk to a financial services company (insurance). DSC has an extensive network of underwriters that we work with from domestic companies (admitted and non-admitted) to offshore markets like Lloyds of London and Bermuda.

We analyze each client’s needs to select the best underwriter at the most efficient and effective price point.

Some of the asset protection tools we help you take advantage of include:

  • Insurance Services (Risk Transfer)
  • Risk Management
  • Alternative Risk Financing
  • Claims Services
  • Life and Healthcare Protection
  • Medical Cost Containment
  • Business Continuity Planning
  • Etc.

Risk Management (Loss Control)

The best way to protect your company from a loss is to try to prevent the loss before it happens, and when that’s not possible, to mitigate your damages to minimize its impact on your operation. DSC has experienced loss control and risk management resources to help you accomplish just this. We make these services available to each of our clients as often as needed, but longer than an annual basis.

What do they do for you?

  • Enterprise Risk Management Programs
  • Site Inspections
  • Employee Safety Programs
  • Employment & Termination Practices Training
  • Avoiding Cyber Liability
  • How to Measure & Evaluate Business Income Loss?

Business Continuity & Disaster Recovery Planning

Is your business prepared for a major interruption? What do you do when natural or manmade disasters interfere with your business operations? Most people don’t plan for business interruption, but they should! Having a business continuity and disaster recovery plan is critical to the survival of your company. We can help you to develop the appropriate insurance and contingency plans to be ready for these unfortunate situations.

Some critical things to consider:

  • Does your plan keep your business running, or does it run you out of business?
  • How quickly can you begin communicating with your customers?
  • Is your data backed up and offsite?
  • Does your policy include business interruption coverage?
  • Does your policy include coverage to expedite your recovery?

Alternative Risk Financing

While traditional insurance will work for most companies in most cases there are situations and operations that require alternate forms of insurance. These tools are for clients who are willing to accept some risk and exposure either to reduce their insurance cost or because the insurance markets simply are unwilling to provide the protection needed.

Some of the programs we have designed and managed for our clients include:

  • High Deductible Programs
  • Self-Insured Retention Programs
  • Self-Insured Programs
  • Captives
  • Risk Pools
  • Equity Risk Transfers
  • Bond Risk Protection
  • Premium Financing

Claims Services

Just because we are your risk transfer broker does not mean we will leave you to work out your claim with the insurance company alone. We helped you select the policy, we helped the insurance company design it for you, and we will be there to insure the promises in the contract are delivered, expeditiously.

Our claims professionals will assist you every step of the way, including:

  • Claims Reporting
  • Claim Investigation
  • Claim Evaluation
  • Claim Negotiation
  • Claim Resolution
  • Post Claim Evaluation for Future Loss Mitigation

Yes, we would like to be your agent, but more importantly we want to be a partner in your business!

Call or email us now and we will meet with you on your schedule to develop the best insurance program for your business!